Tom Vincent

Tom C. Vincent II brings extensive experience in banking, financial services, and trust company compliance to his practice at GableGotwals. His background includes serving as The F&M Bank and Trust Company’s Chief Compliance Officer, where he chaired the bank’s Compliance and Ethics Committee, implemented the bank’s overall corporate compliance plan, including assessment and management of the bank’s compliance risks as well as monitoring the bank’s activities to ensure compliance with the various laws and regulations applicable to those activities. Tom also held several compliance-related positions with BOK Financial Corporation (BOKF) and its subsidiaries, including serving as Chief Compliance Officer for BOSC, Inc., BOKF’s subsidiary broker-dealer, and also as Senior Vice President and the Manager of Corporate Governance and Wealth Management Compliance. Additionally, Tom has experience in investment advisory and trust and fiduciary compliance, and has held various broker-dealer and investment advisory securities licenses. Tom also assists his clients with issues involving data security and privacy, including the establishment of data protection programs and breach identification and reporting.

Since 2007, Tom has presented with other attorneys on trust administration and compliance topics to audiences of attorneys, bankers, and trust professionals

A Certified Regulatory Compliance Manager, Tom’s hands-on industry experience helps him guide clients though the myriad of state and federal laws, regulations and requirements to ensure compliance and protect them from potential lawsuits and regulatory action.

Tom received his Juris Doctor from Washington and Lee University School of Law in 1994 and his Bachelor of Science in political science from Southern Methodist University in 1991.

He is a member of the Oklahoma Bar Association, Tulsa County Bar Association, the American Bar Association, the Society of Corporate Compliance and Ethics, and the Institute of Certified Bankers.

Recent Experience includes:

  • Currently serving as a federal compliance resource for the Community Bankers Association of Oklahoma.
  • Onsite compliance services for a bank, including reviews of the bank’s compliance policies and procedures and risk committees.
  • Analysis of responsibilities under consumer lending laws for non-bank lenders and development of corresponding credit documentation and disclosures.
  • Identification for a client of data breach reporting responsibilities and development of required customer communications across multiple states.
  • Development and implementation for a bank of an overall compliance management process, including a comprehensive compliance policy, a board-level Compliance and Ethics Committee (including serving as chairperson of the Committee), and a regulatory surveillance system.
  • Review of a bank’s incentive plans for conflicts of interest and required restrictions on compensation measures, including the development with Human Resources of a prototype incentive master plan.
  • Coordinated implementation of Dodd-Frank mortgage revisions across multiple departments within a bank, including the revision of impacted credit policies and development of appropriate compliance monitoring for qualified and non-qualified mortgages.
  • Development and implementation of an overall assessment process for alignment of policies and procedures at the corporate level as well as within each business line, including identification and assessment of required elements for each.
  • Bank Secrecy Act and Anti-Money Laundering Compliance Officer for a $2.5 billion bank chair of the bank’s Suspicious Activity Review Committee, working with Security, Fraud, and Supervised Assets departments to identify and report suspicious activity as required.
  • Chair of a bank’s Health Insurance Portability and Accountability/Health Information Technology for Economic and Clinical Health Act (HIPAA/HI-TECH) Task Force, including performing risk assessments on impacted areas, drafting the bank’s HIPAA/HI-TECH policy, and developing appropriate training materials.
  • Chief Compliance Officer and Corporate Secretary for a broker dealer and an institutional investment adviser to a family of mutual funds.
  • Primary contact with regulatory examiners for trust, broker-dealer, and investment advisory regulatory examinations for a bank and its affiliates.